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So far LOS has created 62 blog entries.

The New HOEPA of 2014

By |2019-09-23T06:08:56-07:00January 18th, 2014|Protection Act|

The Home Ownership and Equity Protection Act (HOEPA) was originally created in 1994 as an amendment to the TILA, to

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By |2019-09-23T06:09:05-07:00January 9th, 2014|Improvement Act|

Mortgage Disclosure Improvement Act is a newer law that was created in part due to the mortgage crisis that occurred

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The Fair Housing Act

By |2019-09-23T06:09:14-07:00November 12th, 2013|Fair Housing Act|

The federal government has many laws in place to prevent American’s from being illegally discriminated against.  Among them are the

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The Indispensable Loan Officer

By |2019-09-23T06:09:23-07:00October 2nd, 2013|NMLS|

The mortgage industry has always been tumultuous. Dramatic cycles with extreme highs and catastrophic lows has plagued the industry since

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Gramm-Leach-Bliley Act

By |2019-09-23T06:09:40-07:00August 18th, 2013|Safe Act|

The Financial Services Modernization Act of 1999 is the formal name of what we know better as the Gramm Leach

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US Patriot Act

By |2019-09-23T06:10:07-07:00July 4th, 2013|Safe Act|

In recognition of the Independence Day holiday we thought we would share some information on the US Patriot Act. This

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