Kentucky Office of Financial Institutions
1025 Capital Center Drive, Suite 200
Frankfort, KY 40601
The Kentucky Office of Financial Institutions licenses mortgage loan officers in Kentucky and requires 20 hours of pre-licensing education; The national 20-hour class and no additional hours of state law.
All states require a national exam for licensing. Kentucky does not require an additional state test, requires no hours of separate state law for those who are currently NMLS-licensed elsewhere, and requires 8 hours of continuing education (CE) annually for NMLS-licensed mortgage loan officers, 1 of which must be state law.