Utah Mortgage Loan Officers can be licensed through either The Utah Division of Real Estate (DRE) or The Utah Department of Financial Institutions (DFI); Both agencies require the national 20-hour class. Only the Division of Real Estate regulated loan officers require an additional 15-hour non-NMLS-approved course.
All states require a national exam for licensing. Utah does not require an additional state test and requires no additional hours of state law for those who are currently NMLS-licensed elsewhere. Utah DFI requires 8 hours of continuing education (CE) annually for NMLS-licensed mortgage loan officers, while the DRE requires 10 hours of CE annually, including a 2-hour UT-approved update course, which should be reported directly to UT-DRE and is not tracked in NMLS.