California Bureau of Real Estate
1651 Exposition Blvd.
Sacramento, CA 95815
California Department of Business Oversight
One Sansome St, Suite 600
San Francisco, CA 94104-4428
To register for a California NMLS licensing class phone 415-587-5435 or 650-294-8750
California Mortgage Loan Officers can be licensed through either The California Bureau of Real Estate (with a CA Real Estate License) or The California Department of Business Oversight (without a CA Real Estate License); Both agencies require the national 20-hour class. Department of Business Oversight regulated loan officers require 2 hours of CA state law.
All states require a national exam for licensing. California does not require an additional state test, requires 2 hours of CA state law for those that are currently NMLS-licensed elsewhere, and requires 8 hours of continuing education (CE) annually for NMLS-licensed mortgage loan officers, 1 of which must be state law.